MORTGAGE ADVICE WITH THE MORTGAGE TRAIN

We provide advice on all types of mortgages, explore the one you need below.

THE MORTGAGES THAT WE HELP WITH

FIRST TIME BUYER

Looking at getting a first time buyer mortgage in Grimsby or Cleethorpes?

The Mortgage Train is here to support you at the start of your financial journey. If you are looking at buying your first home, you need to consider the following:

  • How much you can borrow?
  • how much deposit you have?
  • How much you can afford to spend each month on a mortgage?

 

Your first step is to contact us so we can talk you through this process.

HOME MOVER

Looking at getting a home mover mortgage in Grimsby or Cleethorpes?

If you own your current home and want to move then you are a ‘home mover’. Depending on your financial situation you may be looking at moving up the ladder to a more expensive home and may require a larger mortgage. Contact us to discover the options you have available.

REMORTGAGE

Looking at a remortgage in Grimsby or Cleethorpes?

Remortgaging is when your current mortgage fixed period comes to an end. Our job is to compare the market to find the cheapest lender for you.

Contact us 6 months before your fixed rate ends so we can review your best options.

BUY TO LET

Looking for a buy to let mortgage in Grimsby or Cleethorpes?

Buy to let mortgages and property investing is The Mortgage Trains specialism.

Buy to Let mortgages often require a 25% deposit and are usually taken out on interest only basis. Investors often us a Limited Company structure to purchase property as an effective tax wrapper.

Affordability is calculated on the market rent the property can achieve. For this reason, you do not always need an income to purchase a buy to let property.

Start your journey today!

Explore our growing bank of resources to get started on your financial future.